1 Purpose of site

The public job of this site is to help both agents and customers of PxL Associates Limited to find cover appropriate to their needs, to price that cover and to manage and track the progress of an underwriting application. The private job is to give underwriters access to customer information to speed underwriting.

2 Changes to terms

PxL Associates Limited may change these Terms of Use at any time provided that it publishes the new Terms of Use on this site.

3 Law

3.1 Territory

The pages on this site are exclusively directed at United Kingdom residents, and comply with appropriate UK legislation and regulation. They may not be appropriate in other territories.

3.2 Data Protection Act

If you wish to make a subject access request under the Data Protection Act, relating to information held about you by PxL Associates Limited please write to

3.3 Copyright

Copyright in the whole and every part of this site belongs to PxL Associates Limited, unless otherwise indicated, and may not be used, sold, licensed, copied or reproduced in whole or in part in any manner or on any media to any person without the prior written consent of PxL Associates Limited. In particular, you may not utilise any data mining, robots, or similar data gathering and extraction tools to extract (whether once or many times) for re-utilisation of any substantial parts of this website, without PxL Associates’ express written consent. Separate arrangements apply to Camdaw Limited.

3.4 Contracts

Unless it is clearly indicated, the information provided on this site is not intended to be an offer by an insurer to enter into a contract with you. A contract will be formed only after the insurer has accepted your application and has confirmed to you that a contract has been entered into. 

4 Licence to use

4.1 Right of access

PxL Associates Limited reserves the right to refuse access to the website, terminate accounts or remove or edit content.

4.2 Your responsibilities

4.2.1 Passwords

If you use the website, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer to prevent unauthorised access to your account. You agree to accept responsibility for all activities that occur under your account or password. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform us immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorised manner.

4.2.2 Your conduct

You must not use the website in any way that causes, or is likely to cause, the website or access to it to be interrupted, damaged or impaired in any way. You understand that you, and not PxL Associates Limited, are responsible for all electronic communications and content sent from your computer to us and you must use the website for lawful purposes only.

4.2.3 Downloads

It is your responsibility to ensure that any files downloaded onto your computer from this site is suitable and free from viruses. You may download information for your own personal use but otherwise it may not be copied or reproduced except with our written permission.

4.2.4 Hyperlinks

You are granted a limited, revocable, and non-exclusive right to create a hyperlink to the home page of pxlassociates.co.uk as long as the link does not portray PxL Associates Limited, its affiliates, or their products or services in a false, misleading, derogatory, or otherwise offensive matter. You may not use any PxL Associates Limited logo or other proprietary graphic or trademark as part of the link without our express written consent.

4.2.3 E-mail

Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of the messages sent by e-mail over the internet - whether from us to you or from you to us.

5 Disclaimer

5.1 Accuracy of information

Whilst we take all reasonable steps to ensure that the information contained within these pages is accurate and up-to-date, no liability can be accepted for any errors or omissions.

5.2 Validity of information

If you are in any doubt as to the validity of information made available within these pages, or if you wish to rely on this information, then it may be in your best interests to seek verification by contacting us.

5.3 Hyperlinks

Links to third party web sites on the site are provided solely as a convenience to you. If you use these links, you will leave the PxL Associates Limited site. PxL Associates Limited has not reviewed all of these third party sites and does not control and is not responsible for any of these sites, their content or their privacy statement. Thus, PxL Associates Limited does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third party sites linked to this site, you do so at your own risk.

5.4 Web site availability

If the website is unavailable at any time then you should contact the PxL Helpdesk by e-mailor telephone. They can provide quotations and paper forms until the site is available again. PxL and its suppliers do not accept liability for any losses financial or otherwise caused by the unavailability of the website or any failure of the website to perform correctly. All premiums, terms and conditions are to be confirmed by underwriters or their agents.